As an entrepreneur, you know that a healthy business means healthy employees!
Groupama proposes a new, simple and transparent solution, adaptable to any budget and flexible in terms of coverage: Health insurance for hospitalization and surgery (inpatient). This insurance covers medical situations that require hospitalization and/ or surgery in any private or state hospital, complementing the medical subscription and state health insurance and offering employees financial support to get through difficult times in their lives.
The annual insured amount for each employee starts from 5,000 lei per employee and can be multiplied for a maximum of 5 times, up to 25,000 lei per employee. Along with the insured amount, the daily allowance per day of hospitalization that the employee receives also increases. Birth coverage is included in any basic package.
The insurance is renewed annually, the company having the possibility to choose the payment frequency: monthly, quarterly, half-yearly or annually. In addition, the cost of insurance is deductible from taxable income. No medical evaluation is required for groups of more than 10 people.
To make things simpler, Groupama Inpatient Insurance has 2 access options: “Anywhere” (in any private or public hospital) and “In the Regina Maria Private Network“. Thus, the product offers the possibility to customize the insurance according to the business budget and the employees’ preferences.
For the “Anywhere” option, you can choose between:
- an economic insurance, with a fixed indemnity, regardless of the chosen hospital
- a flexible insurance, which includes the direct settlement of the bill for services for private hospitals such as: Regina Maria medical network, Monza Hospital, Ovidius Clinical Hospital (OCH), Muntenia Hospital, reimbursement of medical expenses for any other private hospital in Romania or abroad and fixed allowance for state hospitals
For the “In the Regina Maria Private Network” option there is the benefit of direct settlement, according to the contractual conditions within the Regina Maria network.
Regardless of the package chosen, additional insurance can be added, with specific benefits including: counseling sessions, coaching and psychotherapy, medical chat, convalescence after hospitalization, medical expenses, fractures, burns, serious illness or microsurgery.
With the right insurance, you can focus on growing your business, leaving the risks to the insurance company.
Take the step towards an insured future and ask for an insurance quote.
For additional information, you can consult the virtual assistant Amelie (24/7) on groupama.ro, you can write to relatii.clienti@groupama.ro, you can call AloGroupama 0374.110.110 (Monday – Friday, between 8:00 – 18:00) or contact the Groupama network of sellers and partners.