For several years now, companies have been realizing that the well-being and health of their employees is becoming more and more important both for their performance and for the success of the companies as a whole.
But why is employee health so important?
If you want a successful company, you need employees to help you thrive. That is why their health and well-being must be a priority. many studies have concluded that satisfied and healthier employees regularly outperform those who are not part of organizations that do not promote health and well-being at work. In addition to good physical condition, mental well-being is just as important. Relaxed employees are more involved, more positive and more attentive, they cope better with change or stress, and all this can be seen in the way they contribute to their mission at work.
Health insurance as an additional benefit to salary rights is the tool by which your company, regardless of size, provides financial support to employees and their families, when unforeseen events occur in their lives.
Groupama proposes a new, simple, transparent solution, adaptable to any budget, flexible from the perspective of coverage: Health insurance, hospitalization and surgery for small and medium businesses. This insurance is a product for medical situations that require hospitalization and / or surgery in any private or state hospital, as an add on to the state insurance and/or private medical subscription, which provides financial support to employees and helps them to get through more difficult times in their lives. For simplicity, Groupama insurance has 2 access options – “Anywhere” (in any private or public hospital) and ” Regina Maria Private Network”.
In order to benefit from the best health insurance built for the needs of employees and adaptable to the budget of your business, regardless of the package chosen, additional insurance can be added, with specific benefits:
- Emotional health – employees have access to 4 counseling sessions with licensed and certified specialists in psychotherapy and coaching, virtual counseling through the smart assistant available 24/7, access to online self-education resources and webinars
- Medical chat – through medical chat, you can access 24/7 a specialist doctor for a quick medical evaluation, support and advice
- Convalescence after hospitalization – a fixed daily allowance is granted for medical leave / temporary interruption of activity after hospitalization and / or surgery
- Microsurgery – an insurance indemnity is offered which represents a percentage between 50 and 100% of the insured amount depending on the severity of the intervention for the events, for curative purposes, as a result of an accident or diagnosis of a disease, which take place with hospitalization day
- Medical expenses – expenses are reimbursed after the purchase of medicines or medical supplies prescribed by the doctor, investigations, access to emergency dental services or the purchase of glasses with / without frames and contact lenses with diopters for insured persons who are diagnosed for the first time the need to wear glasses, within the insured amounts specific to these components based on tax receipts / invoices and medical documents
- Fractures – an indemnity is paid depending on the location of the fracture suffered by the insured as a result of an accident for which he required specialized medical assistance / care
- Burns – an indemnity is paid according to the severity of the burn suffered by the insured as a result of an accident for which he required specialized medical assistance / care
- Serious illness – the insurance benefit is granted if during the period of validity of the supplementary insurance, the insured was first diagnosed with a serious illness or if he needs major intervention
The annual insured amount for each employee starts from 5,000 lei per employee per year and can be multiplied 5 times, up to 25,000 lei per employee per year. Along with the insured amount, the daily allowance per day of hospitalization that the employee receives also increases. Birth is included in any basic package.
No medical evaluation is required for groups of more than 10 people.The insurance is renewed annually, with the possibility to choose the payment frequency; In addition, the cost of insurance is deductible.
Groupama also has a Comprehensive Collective Medical Insurance in its portfolio, a product that proposes an integrated solution for health care through prevention in partnership with the Regina Maria Health Network (outpatient), diagnosis and treatment (hospitalization, birth and surgery).
“Take care of your employees, and they will take care of your business.” – Richard Branson, founder of the Virgin Group
For additional information you can consult the virtual assistant Amelie (24/7) on groupama.ro, you can write on relatii.clienti@groupama.ro, you can call AloGroupama 0374.110.110 (Monday – Friday, between 8:00 – 18:00) or contact Groupama’s network of resellers and partners.