We are Provident Financial Romania, part of International Personal Finance (IPF), a leading international home credit and digital provider of consumer finance in 9 countries across Europe, in Mexico and Australia. Our business model has been in operation for almost 140 years; in 2007 we demerged from Provident Financial UK to support the growth and development of our international markets. A FTSE 250 business, IPF was listed on the London Stock Exchange at the time of demerger and took a secondary listing on the Warsaw Stock Exchange in March 2013.
Our vision is to make a difference in the everyday lives of our customers by offering simple and personalized financial products. In Romania, we provide small, unsecured, short-term loans to over 180,000 customers who are under-served by existing financial institutions. We lend responsibly by understanding customers’ circumstances and offering appropriate products in a flexible and affordable way. IPF now has more than 2.3 million customers across the world; and we’ve been able to build trust and loyalty with our customers by being a responsible company that treats its customers well and provides what they want. We take great care not to abuse that trust.
We promote inclusive and responsible lending and believe that meeting our corporate and social responsibilities is essential to maintaining a sustainable business and delivering for our customers. Over the past years we have supported various social responsibility programmers – in fields such as financial education and nurturing young talents – in which we invested over €1,200,000. In 2008, we initiated the first financial education programme addressing adults in Romania, called The Family Budget and aimed to promote financial education and support non-governmental organisations in implementing dedicated projects. The programme was coordinated by the Romanian Association for Consumer Protection (APC Romania) and benefitted from the support of the National Consumers’ Protection Authority (ANPC) and other important institutional partners such as the Ministry of Education. Since 2013, we have been supporting Siguranta Financiara (Financial Stability), a comprehensive online resource center for financial and entrepreneurship education. In 2018 we launched www.stiicubanii.ro , an unique platform in Romania, that combines financial education with an online game dimension.
In our 13 years of presence on the market, we have invested over €327 million in Romania and paid taxes to the state budget of more than €116 million. We have over 2,000 employees, making us the biggest British employer in Romania in the financial field and one of the biggest employers in our country. For more information visit https://www.provident.ro/despre-provident.
Address: 133 Serban Voda St. Central Business Park, Building D-E, 1st floor Bucharest Romania
Website: www.provident.ro