Health is the most important resource we have and it deserves our care and attention every day. Support your team and business and choose to be covered by Health Insurance – Hospitalization and Surgery.
Health insurance – hospitalization and surgery for employees provides support for the medical expenses associated with the hospitalization and surgery your employees might need, and can be extended to their family as well. This insurance is a simple, transparent solution, adaptable to any budget and flexible in terms of coverage. In addition:
- covers medical expenses that may occur as a result of an accident or illness, even possible complications or recurrences of the first event
- you can choose the coverage level, starting from a minimum of 5,000 lei/employee/year which can be increased up to a maximum of 25,000 lei/employee/year. Along with the insured amount, the daily allowance per day of hospitalization that the employee receives also increases.
- depending on the option and method of accessing the insurance chosen by you, your team has access to medical services regardless of whether they are provided in a public or private hospital or by a specific provider, such as our partner, Regina Maria.
- employees can opt for medical services in both the public and private systems, in Romania and abroad, supplementing their medical subscription and state insurance
- for groups larger than 10 people, no medical evaluation is required.
To benefit from the best health insurance built for the needs of employees and adaptable to the budget of your business, regardless of the package chosen, additional insurances can be added, with specific benefits:
- Medical Chat – through the Medical Chat, a specialist doctor can be accessed 24/7 for a quick medical assessment, support and advice
- Convalescence after hospitalization – a fixed daily allowance is granted for sick leave/temporary interruption of activity after hospitalization and/or surgery
- Microsurgery – an insurance indemnity is offered representing a percentage between 50 and 100% of the insured amount depending on the severity of the intervention for specific events, with a curative purpose, as a result of an accident or the diagnosis of a condition, which occur with hospitalization of day
- Medical expenses – the value of medical expenses for the purchase of medicines or sanitary materials prescribed by the doctor, conducting investigations, accessing emergency dental services or the purchase of glasses lenses with/without frames and contact lenses with dioptres is reimbursed for insured persons who the need to wear glasses is diagnosed for the first time, within the limits of the insured amounts specific to these components based on tax receipts/invoices and medical documents issued in the name of the insured employee
- Fractures – an indemnity is paid depending on the location of the fracture suffered by the insured following an accident for which he required assistance/specialized medical care
- Burns – an indemnity is paid depending on the severity of the burn suffered by the insured following an accident for which he required specialist medical assistance/care
- Serious illnesses – the insurance allowance is granted if, during the period of validity of the additional insurance, the insured was diagnosed with a serious illness for the first time or if he needs a major intervention
The insurance is renewed annually and you can choose the payment frequency: monthly, quarterly, half-yearly or annually. In addition, the cost of insurance is deductible from taxable income.
And to make things simpler and easier to estimate for your budget, we have created an easy-to-use tool – the interactive price calculator. In seconds, you can find out how much it costs to provide your employees with this extra security.
With the right insurance, you can focus on growing your business, leaving the risks to the insurance company.
Take the step towards an insured future and ask for an insurance quote.
For additional information, you can consult the virtual assistant Amelie (24/7) on groupama.ro, you can write to relatii.clienti@groupama.ro, you can call AloGroupama 0374.110.110 (Monday – Friday, between 8:00 – 18:00) or contact the Groupama network of sellers and partners.
